Friday, July 31, 2015

Gold, One of the Safest Ways to Invest

The precious metals market has always been one of the best ways to invest for virtually every investor. Gold stands at the head of the precious metals market as the most covered and easiest investment to get into. Here are just a few of the ways that gold can protect and build your wealth.

- There are more ways to invest in gold than many other kinds of securities.

The safe-haven investor is made even more safe because of the many ways that there are to invest in the metal. This ensures a high volume on the metal, and the high volume in turn secures a more stable price for the investments of everyone.

You can invest directly in gold bullion in most countries; however, you will need a professional partner in order to protect your investment from the government. If you do not feel like going through this hassle, then you can invest in many derivatives of gold such as exchange traded funds and mutual funds that include gold. These investments may be slightly off of the true value of gold; the derivative investments tend to be affected by the short term attitudes in the market more than gold bullion direct investments. All of these investments are still safer than other securities because they respond much less to short term movements in the market.

In order to decide between the ways to invest in gold, you should consult a professional financial advisor whom you trust. If you want to protect and build your wealth, then you must be sure that you deal with an investment that is within your budget as well as the one that is right for your portfolio.

- The safe-haven investor invests in gold for the long term.

If you are looking for investment that you can keep for a while without having to monitor it, then gold is definitely the investment for you. Most people do not have the time to look over their investments on a day-to-day basis. However, the only investments that truly make money outside of the precious metals market require a great deal of personal management in order to succeed. You get the best of both worlds when you invest in gold – the safety of a precious metal along with the ability to create wealth for yourself while saving time.

– Gold can maintain your portfolio even when the market is going down.

One of the main reasons that people invest in gold is the ability of the precious metal to maintain value and even go up in value during a bear market or recession. Gold is usually the investment that people look to when the dollar is falling. This means that you can actually reverse some of the negative effects of a recession including higher interest rates and a higher cost of living. Once the recession is over, precious metals tend to retain their value. This means that you do not have to sell your holdings once the recession is over – you can keep them as an addition to your net worth.

As one of the safest ways to invest, gold is quickly becoming a staple in the portfolios of many people. In order to get the most value out of the investment, you should start to invest in the product before people begin to truly understand what gold does. Once the general public is made aware of the true nature of the precious metals market, those people will likely flood the market and drive up the price. If you get in ahead of them, then you will reap the benefits of your good decision without having to pay a premium.

Try to invest in gold at a basic level if you can. The upfront cost of time that you will have to put in for bullion is well worth it. You will get the safest investment of all gold investments.  

Monday, July 27, 2015

Gold, Best Asset Protection Today!

Gold, Best Asset Protection Today!

The world is a volatile place. War. Terrorism. Natural disasters. Roller coaster stock markets. The stress and pressures never seem to go away. You’ve worked hard and you want to know your hard-earned money is safe from risk. With the possible financial risks increasing by the day, have you given a thought to what the best asset protection is? Maybe you've diversified your assets between stocks, bonds, and real estate. But how about gold? The reasons to own gold are numerous, but the most important thing to remember is it’s the only truly safe asset in this financially unstable world.

It's often difficult to read the newspapers or watch the news. Everything seems to be a potential bubble or meltdown waiting to happen. The stock market goes up. The stock market goes down. Banks are either expanding quickly or laying off thousands of people at a time. It used to be a safe bet to diversify your assets by buying real estate, but then the real estate crash happened and all of your holdings are now underwater.

When the real estate market crashed, lots of people decided FX trading was a great bet for financial success. But its risk is also high and the unexpected nature of the world affects this market just as much as others. Currencies go up and down every day. Look at what happened when the Swiss Franc shot up 18% one day and wiped out thousands of people. And the dollar and euro are not as safe as they seem. The US and the EU have amassed enormous debts and the value of their currencies are dependent on the countries that own the debt. Neither currency is safe.

There is one safe way to protect your assets. Gold. Actually, it's the best asset protection. There are many reasons to own gold, but the best reason is it's the original world currency and has been for 5000 years. With that history, you know it's going to be around even when the stock markets crash or the dollar or euro disappears. The reason why it's so great is because it's a commodity. When you buy gold, you buy something that has physical value. Whereas a stock or bond might have value at the moment, gold will always have value. That's why the rich always keep part of their holdings in gold. They use it as an insurance for the unexpected and you should too. It's the perfect way to diversify your assets.

gold market

Now that you know the reasons why it’s important to own gold, you are ready to protect your finances and learn the ABCs of Gold Investing. It's actually quite easy. You can buy gold bullion or coins online or from a local jeweler. Most people prefer this because they get something physical they can keep in case of emergency. For those who don't want actual gold, it's also possible to invest in gold by buying ETFs that specialize in gold or by buying future contracts in gold. You can also buy stocks in the gold mining companies since their stock prices are usually valued in relation to the value of gold. These options are all great, but gold coins and bullion are always the best asset protection.

The ABCs of Gold Investing is just that easy. Buy gold coins or bullion online or from your local jeweler. Use it to protect your assets and hedge against future disasters. It’s the perfect investment. If the stock market crashes, gold still has a value. If the real estate market crashes, gold still has a value. If the dollar or euro suddenly crashes in value, gold still has a value. By buying gold, you are buying a commodity that has a 5000-year history of being the most stable currency in world history. Protect yourself and invest in gold.

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ABOUT THE AUTHOR: Russell Armstrong is an Internet Marketing Coach, Social Media Marketer that specializes on Facebook Marketing, and Affiliate Marketing Specialist. CEO and Founder of Armstrong Enterprises International, Inc. An Internet Based Company on the premise of helping people change their lives.


Wednesday, July 22, 2015

Economic Future for You and Your Loved Ones… Gold is the Answer!

In order to build and preserve your wealth, you need a diversified portfolio that actually fits in with your schedule. There is a different type of portfolio that is appropriate for someone with time to handle investments day to day and for someone with a day job, a family and other interests to consider.

For people who want to maintain a life while securing an economic future for themselves and their family, gold is the safe investment. There are many ways to protect and build your wealth with gold. Here are just a few of the ways in which gold can help you secure your economic future.

- Gold goes up when currency goes down or fluctuates.

You can protect and build your wealth with gold because it is less volatile than perhaps any other type of investment class. It is one of the safe investments even during highly volatile economic times because it is a basic component in many of the materials that are used in everyday life.

Many people will actually use gold as a buffer for many of their more speculative investments. At the same time, gold can also be an income producing investment. This is one of the greatest advantages of gold and other precious metals.

- Gold holds its value above inflation.

The history of gold has shown it to be an investment that tends to hold its value above inflation. This is actually one of the most important aspects of any investment that an investor should consider. Because savings accounts and normal checking accounts have interest rates that are lower than inflation currently, people must find other ways to hold their money in long-term assets. Gold is one of the safest ways to do this.

Although there may be a bit more work involved in procuring a gold investment, it is certainly worth the time to an investor who understands the market truly. Gold is relatively easy to trade if there is a short-term emergency; however, the fact that the investment money is in a precious metal tends to keep people from turning it into liquid currency for anything frivolous. These unique characteristics make gold a unique wealth building tool that has been used by many of the most famous investors in the world today.

– There are many different ways to invest in gold.

Depending on the time that you are willing to put into your investment, you have the ability to receive rewards that are far beyond the scope of many other types of investment classes. For instance, gold bullion gives investors the ability to become involved with precious metals at a very basic level, decreasing the volatility of the investment while increasing its wealth building capabilities. However, if you do not have time to get involved with gold at this level, you can also invest in gold derivatives through gold stocks, gold exchange traded funds and mutual funds that include gold in their holdings. There are many ways to invest in gold; utilize them all if you can. You can also invest in gold mining companies for a speculative option that may increase your holdings exponentially if the company is successful in its efforts.

There are many other reasons that goal can secure an economic future for you and your loved one; however, the reasons above are more than enough for you to get started in the industry. Make sure that you understand all of the risks that are involved in any investment before committing yourself to anything. In particular, be sure that you are well-informed about the precious metals industry and how you can make money through your involvement with gold investments.

Historically, gold has been one of the most popular and well performing investments of any precious metal. Whether you are just looking to get started or you are a seasoned investor with years under your belt, you can always find a great use for your money through some type of investment in gold.  

Monday, July 20, 2015

Precious Metals - Are They Worth Investing In?

In the economic climate of today, with the middle class slowly fizzling out, more and more people are searching for any means possible to ensure a financially secure future for themselves and their family. For some, this means taking on a second job or going back to school to earn a degree in a field that will provide them with a more high paying career. For others, this means coming up with alternative methods to make sure that their family will have a safety net of cash to fall on should they fall into a difficult financial emergency, like so many others have in the past several years.

One of these alternative methods is investing in precious metals. In this article we will discuss whether or not investing in precious metals is worth the initial cost, as well as tips in precious metals investment, and the best precious metals to invest in to ensure the most successful possible monetary outcome for you and your family.

  • Is investing in precious metals worth it?
In short, yes. While there are some arguments against investing in precious metals, none come close to refuting all of the reasons for making the investment. As economists watch world economies begin to lose their stamina and lose value across the globe, interest in investing in precious metals has become more and more popular. One day, paper money may very well be worth no more than the paper it's printed on - but gold will always be gold. Buying precious metals now is a safe haven against a potential collapse in the economy, in a worst case scenario. And while a total collapse may be unlikely, precious metals still provide padding to your portfolio in the event of the value of the dollar decreasing at all, something which has proven to be unavoidable in the past.

  • Tips in precious metals investment.
The best advice is not to over invest. In a manner of speaking, like with any aspect of your life, you don't want to put all of your eggs into one basket. While precious metals are a sound investment, they should not be your only investment. Top financial advisers and gurus suggest investing 3-8% of your total portfolio in precious metals.

In addition to not investing too much, it's imperative to understand exactly why people choose to invest in precious metals. It offers no annual payback, no cash in the bank. Investing in precious metals is an investment in the future, a preparation for problems in the economy. Expecting immediate returns from precious metals will only lead to disappointment. Of course, this should not deter you. While there is no immediate financial gain from purchasing precious metals, the safety net created for you and your family is nearly invaluable.

Lastly, make sure to research different ways of investing in precious metals and decide which works best for you. The top three ways suggested by financial advisers and gurus are: stocks and mutual funds holding shares in mining companies, exchange traded funds that hold bullion (precious metal bars valued by weight), or coins - both antique and newly minted - that are made from gold, silver, platinum, or palladium.

  • Best precious metals to invest in.
Of course, when most people think of investing in precious metals - or when they think about precious metals at all - the one that comes to mind is gold. And with good reason, as gold has long been a symbol of wealth, dating all the way back to ancient times, and is unlikely to ever lose value. But it isn't the only precious metal that's worth investing in. The other three precious metals that analysts suggest investing in are silver, platinum, and palladium.

In particular, platinum and palladium are growing in popularity wildly with investors in recent years. Platinum, because it is ten times more rare than gold, and palladium, because it is one of the more obscure precious metals.

Ultimately, the decision lies with you. Do as much research as you can, and remember that an investment in precious metals is an investment not in today, but in tomorrow.  

Friday, July 17, 2015

How Liquid Are Your Assets?

When it comes to financial asset management understanding the ability to turn assets into cash is important. When an emergency comes up or an opportunity to make a substantial investment presents itself it is imperative to have access to the money needed without long wait times.

What Is Liquidity

Liquidity refers to the ability to take assets and turn them around into spendable or investable cash. Cash is, itself, the most liquid asset since it is easily spendable as it is. Other types of investments vary in liquidity - which means how easy are they to convert to cash. To have a firm idea of the financial state of someone attempting to make a major purchase or investment, they would be asked "how liquid are you?" Since some assets are not easily convertible they are still valid investments but don't aid in liquidity in the event a person needs a quick influx of spendable cash.

Ranking Liquidity of Assets

If concerned about having substantial liquid assets, one should consider having a diverse portfolio of investments and assets. Here is a ranking of liquidity that can serve as a guide.
  • Savings Bonds - After cash, these are the most liquid because they can easily be sold to a bank and offer immediate cash in hand.
  • Stocks, bonds, options & commodities - These can be sold fairly easily and quickly, but may take a loss in doing so.
  • Certificates of deposit - These are not too difficult to convert but there is a penalty.
  • Collectibles - This includes art, coins and more. If taken to a dealer they may be convertible to cash fairly quickly but not likely at the fairest rate. For some collectibles it may be more difficult and time-consuming to find a dealer or pawn shop willing to take them. The best bet for the investment made is to send them to auction or other sale, but that can take a good deal of time to arrange.
  • Preferred or restricted shares - These have restrictions on when and how they can be sold so are less liquid and may not be accessible at all under the circumstances in which the cash is needed.
  • Retirement funds - These may allow the owner to take a loan or to close them under certain conditions but it can take several days to a few weeks and comes with hefty penalties or interest on the loan.
  • Real estate - Obviously one of the least liquid assets though also one of the most significant assets to own, real estate can take a significant amount of time to sell and even longer if you want to obtain the most money possible for the investment made.

Obtaining Substantial Liquid Assets

Having a diverse portfolio with a mix of several different types of assets makes it easier to liquidate assets when needed without destroying the portfolio. For proper financial asset management it is a good rule of thumb to maintain some assets in several different categories. Some assets should be easily available to convert to cash. Others that are less easy to convert often also have a higher return on the investment when they are sold or converted thoughtfully and taking the market into account. Retaining some assets that are difficult to liquidate may be a great way to ensure continued investment income. Balancing all of these needs is indispensable to financial health, but it is also valuable to ensure substantial liquid assets that can serve unexpected needs.
Every investor should ask themselves "how liquid are you?" and have a reasonable answer at any given time of how much cash they could convert their investments into including how long it would take to do so. Financial asset management includes the skill of being able to access those assets as needed.

Friday, July 10, 2015

The Global Economy

The economy is composed of internal and external factors. When economists discuss supply and demand, they are referring to the external economy. Internal economy refers to the economic decisions that directly impact a person. When someone speaks of net worth, they are referring to their internal economy. In recent years, drastic changes have occurred in the state of the economy. Fortunately, there are ways to ensure people continue to prosper in the local and global economy.

Learn New Skills

Someone who is waiting for the government to solve their problems will be waiting a long time. People need to depend on the person in the mirror for economic security. Anyone who has been reading the news knows economies around the world are moving like a roller coaster. Sometimes they are up, and sometimes they are down. Regardless of the market, everyone needs to improve their internal economy. People should always be searching for new business and investment opportunities. Setting aside money for an emergency is also important.

Produce More Consume Less

Most people consume more than they produce. Consumerism is great for companies, but it is bad for the internal economy. Wasting money on needless things means there is less money available for important things. In an emergency, most people quickly find out the miscellaneous items they purchased are worth only a fraction of the original price tag. Instead of spending money on useless junk, everyone should designate a percentage for fun money and the rest for savings. People can produce more by learning basic sewing and gardening skills. Very few people live completely independent of corporations, but being less dependent on outside forces can still strengthen the internal economy.

Take Advantage of Opportunities

Focus on a problem and find a solution. When people are creating economic prosperity, they are providing a valuable service. Entrepreneurs should learn what talents and skills other people are seeking. When the information is clear, leaders should take advantage of online and offline opportunities for growth and expansion. Anyone can become rich by simply having the right skills to solve a problem. It has never been easier to start a business, so all people should take advantage of every opportunity available.

Integrity in Business

Corporations are known for being scandalous, and the general public does not trust large companies. In the current state of the economy, integrity is always an asset. When customers know they are patronizing someone whose values align with their own, they will return when they need future services. They might even refer other people to the business. Leaders should always perform as if they are in front of an audience. A potential customer could be standing nearby with their eyes and ears open for a sales pitch.

Global Expansion

Expanding globally to other countries often results in a larger customer base. Before branching out internationally, research on emerging markets and world economy news is critical to success. Digital products are sought after by many people in other countries. Since the products are digital, shipping fees are eliminated. There are possibly millions of people around the world interested, and the Internet is a bridge to them. If a business requires exporting, entrepreneurs should be reading world economy news to take advantage of lower prices in emerging markets.

Economic prosperity is the key to financial security, and combining talent and skill creates a successful product or service. Combining these factors with integrity will impress customers. Taking advantage of international opportunities will provide a global audience. All entrepreneurs should improve their internal economy on their journey to financial freedom. 

Wednesday, July 8, 2015

Global Economic Collapse

Many people fail to realize that the imminent global economy collapse is real and unavoidable. These people generally point to statistics that they have made up or twisted to suit their own purposes. The truth is that the impending collapse of the global financial and economic systems started many years ago, and is nearing the point when the world economy will be completely destroyed.

The collapse began many years ago, when governments around the world decided to start intervening in the affairs of the free market economy. This is exemplified by the actions of the American government following World War II. So-called consumer advocates called for greater government regulation of various industries, including the automotive and commercial airline industries. As a result, many American commercial airlines and car companies failed.

Many blamed the failure of these companies, which cost thousands of hard-working Americans their jobs, on gross mismanagement. While this was a contributing factor in the crisis, the primary factor was the effect of the aforementioned regulations on the bottom line profits of these corporations. These laws made it very difficult for American companies to compete. Foreign companies recognized the opportunity and swooped in quickly. They were not subject to many of the laws, and used this to their advantage.

Of course, the imminent global economy collapse is not due solely to greater government oversight. There are many factors that go into a global event of this magnitude. Trade between sovereign nations has been hampered by corruption and bureaucracy. Also, a series of wars has hampered economic growth and development, as many countries had to focus their efforts on fighting instead of their economies. Additionally, there are many industries in various countries that the government controls entirely. This makes growth in those industries tied to laws. However, the nations that have privatized industry also tend to have bureaucracies. This means that privatized industries advance at a snail's pace.

The trade that occurs between countries all over the world is vital for economic development. Hundreds of millions, if not billions, of jobs depend on it. However, it is troubled for the same reason that it is vital. The amount of money induces greed. It may not sound like a big deal for a border guard in Somalia to take a bribe, but this bribe will drive up the cost of the goods. This means fewer people will be able to buy them. This hurts the seller, who can then employ fewer workers. This chain of cause and effect is seen thousands upon thousands of times a year, in locales all over the world.

The various wars of the 21st century have hurt the world economy even more than corruption. Some may point to the large government contracts that war necessitates as indicators of economic growth. This, however, is short-sighted. While this government contracts can be lucrative and can create many jobs, they are short-term boosts to the economy. Once the war is over, the damage caused by focusing on war rather than business becomes clear.

The public control of industries in communist and socialist countries causes economic harm to people around the globe. Any industry controlled by the government is subject to a massive bureaucracy. The impending collapse of the global financial and economic systems can be partially blamed on this phenomenon. The government officials that control these public industries are more concerned with promotions than profitability. Also, the companies in these industries are subject to government quotas for employees. Even if they do manage to turn a profit, this will not create more jobs.

In conclusion, the global financial crisis has been primarily caused by corruption and government interference. It has not yet caused a collapse of the world economy, and many are reluctant to admit that it will happen at all because of the current supposed economic growth. However, this growth is a bubble that will pop and cause great harm. 

Monday, July 6, 2015

Security for the Next Economic Collapse

As far as faith in the American Dollar is concerned, there has been a global paradigm shift. During the financial crisis of 2007 and 2008, the U.S. Congress held closed door sessions to discuss the economic crisis. Officials from President George W. Bush's administration and Federal Reserve Chairman Ben Bernanke warned Congressmen that if huge taxpayer bailouts were not passed, the country would suffer economic Armageddon. Administration officials threatened riots, bank runs and martial law. Since the crisis, massive inflation and a worldwide loss of confidence in the dollar ensued. Financial experts like Jim Rogers and Peter Schiff, and Presidential candidate Congressman Ron Paul, continued to predict the dollar collapse and the Next Great Depression. The only question now is how to protect yourself from economic collapse?

Just read the international news and you will find motivation to believe in and survive the collapse. Oil rich nations like Russia and Iraq no longer trade oil exclusively in petro-dollars. China and other leading economic nations openly reject the dollar and make plans to institute a totally different world reserve currency. The price of gold has sky-rocketed, a sign that the dollar is weak. The U.S. Stock Market is so inflated that its bubble is bound to pop soon. To survive the collapse, you have to first believe its coming. The signs are ominous.

The average citizen with little in savings or stockpile of supplies is vulnerable to the inevitable credit crunch and devaluation of the dollar. Bank runs and disruption in the food and retail supply chain will leave people with little means to survive over the long haul. A rapid economic collapse, whether triggered by a terrorist attack on our electric grid, a natural disaster larger than Katrina, a stock market crash, or hyperinflation, will leave most Americans scratching their heads and running for cover.

The global paradigm shift in our awareness of economics can actually push nations toward more fiscal responsibility and sustainable growth. However, I would not suggest waiting for your elected officials to fix the economy before you take precautions. How to protect yourself from economic collapse should be your top priority.

Stay Put!

First of all, don't leave the country thinking you will be better off. The corruption that exists in the United States government and economy exists worldwide! Would you rather tough it out in the United States, or in Africa? Fleeing the country to find safe haven in a foreign land is a foolish and dangerous option.

The Sky is Falling!

Planning for the worst, and hoping for the best, is not only very prudent, but also very liberating. Lets face it, not enough people look hard at their finances because they are scary. Putting all of your financial papers in front of you and determining ways to increase income and reduce spending are crucial survival skills. In an economic collapse, you will need to know what assets you have, and what skill sets you possess that can help feed you and your family for the next month. Develop those skills now, and even if the economy holds itself together, the worse that can happen is you will earn more money!

One Chicken For That Bag of Rice Please

Learn how to barter. Make sure you have stored plenty of goods you can trade, such as ammunition, water, food, clothing, and medicine. Money may be completely worthless in an economic collapse. In a traditional economy, only your skills and tangible goods carry much value. Start inventorying your storehouse now so that you can barter later for the survival items that you and your family will need.

Look Up To The Heavens
Soldiers are fond of the saying "Their ain't no atheists in a fox hole." I don't believe atheists would fair well during economic Armageddon either. Keep a strong faith in God and He will pull you through the worst of times. God wants you to prepare, but he also wants you to remain focused on Him and his Love and Mercy. Whatever faith tradition you follow, it sure doesn't hurt to pray when the SHTF.

Wednesday, July 1, 2015

Is Your Money Safe?

What happens when one begins to find outside sources to invest their money in safely? There are hundreds of opportunities including individual retirement accounts (IRAs) in traditional or Roth format, 401(k), employer plans, real estate, Forex, stocks and bonds, business franchises and other lucrative paths for financial stability.

Today's investors are amp to read each word, statistic and forecast of an investment before making a leap. This is obvious if you are an informed consumer, but the ability to choose safe investments is non-existent. You can find ways to invest your money safely, but the safety you seek Is in the mindset of the investor.

Consider these principles as you begin:

- What kind of investor am I?
- How can I use this investment to better my life?
- Should I trust this company with my money?
- What do I expect in return?
- Are there guarantees?

Create the proper expectation for your choices. Investors whom assume the whole responsibility of an investment tend to find themselves overwhelmed by a lack of control. You have to keep your mind set on an absolute principle of what you want to accomplish as an investor. The safety of your money is in the security you have in your decisions to invest.

Before you can choose an investment, you have to research options.

Research Investment Options

Safe investments are available in different forms, but each is designed differently based on an investor's level of risk tolerance. Until now, investors depended on the information a broker provided to make the right moves. Investors have access to online trading markets with in-depth information related to a company's performance, forecasts and investor meetings.

Research an investment's platform by answering these questions:

- Is the platform easy to access?
- What are the minimum deposits and account maintenance fees?
- How can the platform help investors reach their goals?
- Is this vehicle a tax shelter to avoid costly fees for profits?

Questions help demystify an opportunity to invest your money. Smart, savvy investors take time to compare investment platforms before jumping into the first one offered. Intelligent designations of funds is smart, safe and secure - an involved investor tends to acknowledge faults of each program, but proceed with caution.

Determine Investor Risks

Many ways to keep your money safe while investing in different things. Learn the risks involved in the platforms you choose; is there a fluctuating market for your investments?

Can you trust your judgments?

Do you have to risk losing money if you do not earn a profit? A risk level relevant to one's expectations can ease the stresses of monitoring an investment portfolio. You can learn how to invest your money safely by analyzing your risk tolerance early as you research an opportunity.

Risks are a part of making money in one's investments. We are all faced with the dilemma of how to invest your money safely, but risks outweigh any discussion an informed investor makes and assumes as they seek opportunities.

Gain Confidence in Your Investments

With a little insight and confidence, companies can and will help you find ways to keep your money safe. Investment platforms with statistical data and outlooks on company developments ensures investors are comfortable with their decisions and open to new methods of growing their wealth.

Are you confident in your decisions? Do you feel that your wealth is in good hands? Keep your money safe by developing confidence in your investments and allowing them to take course as they see fit. You always have an option to withdraw your funds from an account as long as it does not conflict with the company's policies.

It's all a chance. With the larger risks, you have an opportunity to gain excellent profits but you have to know what you want in the end.